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How can we afford a baby now? 

This is one of the first questions that often comes to mind.  When you think of everything from the hospital expenses  to the cost of all the items you new baby will need, it can be quite overwhelming.  Here are some links and tips that may be helpful.

1. Get a handle on where your income is going. ( is a wonderful resource and can help you track your spending.)


2. Adjust the baby calculator to see what your first year may look like. Keep in mind,  there are very few items that actually need to be purchased new, most  baby items can be used or second hand if you are looking to save money. 

Calculator, First-Year Baby Costs

Buying Used for Baby (What’s Okay and What’s Not) 

How to Have a Baby on a Budget 



3. Consider how your income might change after the baby comes. Once you’ve figured out your post-baby budget, start  living on it.

Government Programs that may help.

link to helpful information

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